Funding for home accessibility in Ontario and Canada (2026): programs, tax credits and how to apply

Home and Vehicle Modification Program (March of Dimes Canada)

Funded by the Ontario government and delivered by March of Dimes Canada, this program funds basic, essential home modifications and devices for Ontario residents with a mobility disability that substantially limits daily activities. The program lists up to $15,000 as a lifetime maximum for home modifications, an income limit of under $60,000 (with a contribution expected above $35,000), and says funding is not guaranteed and work done before authorization is not reimbursed. Intake is by phone at 1-877-369-4867.

Official sources: March of Dimes Canada: Home and Vehicle Modification Program · Ontario.ca: Home and housing programs for seniors

Ontario Renovates (through your local housing office)

Ontario Renovates helps lower-income homeowners with essential repairs and accessibility changes such as ramps, handrails, bath lifts and bathroom modifications, usually as a grant or a forgivable loan. It is run by local municipal service managers, so amounts, income and home-value limits, and application windows differ by area, and funding is limited each year. In Windsor and Essex County it is delivered by the City of Windsor's housing services. Call 211 or your municipality to confirm whether it is open where you live.

Official source: 211 Ontario: home repair and accessibility programs

Assistive Devices Program (ADP)

Ontario's ADP helps pay for specific equipment for people with a long-term physical disability, such as wheeled walkers, wheelchairs and forearm crutches, usually paying 75% of an approved price after an assessment by an ADP-registered authorizer. ADP does not cover bath and shower aids (benches, chairs, bath lifts), grab bars, raised toilet seats, commodes, standard canes, non-wheeled walkers or home renovations.

• Rollator walker with seat
• Lightweight transport wheelchair

Official sources: Ontario.ca: Assistive Devices Program · Ontario.ca: Mobility aids covered by ADP

Home Accessibility Tax Credit (federal, line 31285)

A non-refundable federal credit on up to $20,000 a year of eligible renovation costs that help a senior (65 or older) or a person eligible for the Disability Tax Credit get into, move around or function in their home, or reduce their risk of harm. Examples given by the Government of Canada include grab bars, wheel-in showers and wheelchair ramps. From the 2026 tax year, the same expense can't be claimed under both this credit and the medical expense credit.

• Wall-mounted stainless grab bar

Official source: Canada.ca: Line 31285 Home accessibility expenses

Medical Expense Tax Credit (federal, lines 33099 and 33199)

Some aids can be claimed as medical expenses when prescribed by a medical practitioner, including certain walking aids and bathroom aids that help a person get in or out of a tub or shower or on or off a toilet. Keep the prescription and receipts.

• Tub transfer bench
• Raised toilet seat with arms

Official source: Canada.ca: Eligible medical expenses (lines 33099 and 33199)

Multigenerational Home Renovation Tax Credit (federal, line 45355)

A refundable credit for creating a self-contained secondary unit (with its own entrance, kitchen, bathroom and sleeping area) so a senior or an adult eligible for the Disability Tax Credit can live with a qualifying relative. Up to $50,000 of qualifying costs per qualifying renovation can be claimed, in the tax year the renovation is completed.

Official source: Canada.ca: Multigenerational home renovation tax credit

Check current eligibility before you spend

Amounts, income limits and rules on this page were taken from official program pages in October 2026 and can change. Before buying equipment or starting work: confirm eligibility with the program, ask whether you need an occupational therapist assessment or quotes, and get written approval first where the program requires it. For tax credits, keep every receipt and ask the CRA or a tax professional if you're unsure.

Safety notes

• Suction grab bars are a balance aid only. They can release without warning and must never hold your body weight or be used to stop a fall.
• Anchor wall grab bars into studs or approved blocking, never drywall alone, and follow the manufacturer's instructions or use a qualified installer.
• Check the weight capacity and fit of any seat, rail or pole, and follow the manufacturer's instructions.